Dental Service Plan – Get the Best Plan and the Best Rate

Looking for a dental service plan? Want to get the best plan with the best rate? Here’s how to find it.

Dental Service Plan

Dental service plans, also known as discount dental plans, are an inexpensive alternative to costly and restrictive dental insurance.

Dental service plans save you money on dental care. You get 10% to 60% discounts on dental procedures including exams, cleanings, fillings, crowns, extractions, root canals, bridges, braces, dentures, and periodontal and cosmetic dentistry.

You can choose from 32 regional and nationwide networks with more than 100,000 participating dentists and dental specialists.

Dental Service Plan Highlights

* You get immediate coverage. There are no waiting periods as there are with dental insurance.

* Premiums are cheap, with individual plans starting at $79.95 a year – less than $7 a month.

* There are no exclusions for preexisting conditions or health restrictions like there are with dental insurance.

* There are no deductibles or coinsurances to pay.

* You get unlimited benefits. There are no annual maximums like there are with dental insurance.

* There are no lengthy forms to fill out or paperwork hassles to deal with.

* You can see a dental specialist without having to get a referral.

Where to Get the Best Rates

The best way to get the best dental service plan and the best rate is to go to a dental comparison website where you can compare the rates and benefits of a number of different plans. If you like a particular plan you can sign up online.

The better comparison sites offer a toll-free telephone service where you can talk with a dental plan specialist and get answers to any questions you may have. (See link below.)

Importance Of Regular Dental Services

It’s nerve racking to prepare for an appointment with a new dentist however sometimes you may find yourself in that position and looking for a new dentist is not easy. First you need to find a dentist who is accepting new patients. There are many dentists to choose from that offer all types of dental services, but it is important that you choose the right one for you. If you have time to be choosy you may want to make a list of the dental services you need your dentist to report and this will help you prepare for your first visit.

The first thing your dentist will do is go over all the dentist services he can offer you in his office. This may be filling, root canals, extractions, and riding a prescription. The first thing your dentist will do is to take an assessment of your tooth by using an impression that will show them exactly how your teeth were created.

Your dentist will also measure the tooth wear and the function of the joint too. This will depend on how well balanced the jaw is and can affect the way that you bite down on things, any teeth that are broken, and more. You want to make sure that you understand why a dentist is checking the mouth so you can benefit from all dental services offered there.

If something isn’t fitting right or if your teeth seem to be uneven, your dentist may recommend something different to help you create a more even bite. Dental services such as a bite guard, making an impression of your teeth, or recommending other dental services is what you will discuss.

If your dentist is noticing uneven enamel surfaces on your teeth, he or she may decide to offer other dental services to help remove or sand down these teeth so your teeth will be smoother and you can have a better chance of chewing without an uneven bond of the jaw.

If you have teeth that are missing, the dentist may recommend that you have a bridge or implant added to your mouth so you will be able to eat normally and your teeth and jaws will be healthy again.

It’s important that you establish a good relationship with your dentist and that means reporting any changes in chewing that you may have noticed. You also want to find out what other dental services your dentist may want to add and what they have to offer you regarding other dental services.

If you have a dental emergency, you need to contact your dentist who is familiar with your teeth and jaw structure so they will know when you call them what may be wrong. Seeing a new dentist can be encouraging because you never know what you can expect but you know it will always be good. Finding a good dentist is sometimes hard to do but you can do it with a little investigation, help from your friends, and trial and error.

Does Medicare Cover Dental Care?

The answer to the question “Does Medicare cover dental?” is both direct and complicated. In short, you should expect to pay for 100% of the dental services you receive. Medicare does not cover any routine dental procedures like fillings, extractions, cleanings, checkups or dentures.

The complicating factor lies in a section of the Social Security Act which allows Medicare to pay for services related to the periodontium (gums) and alveolar bone structures (tooth sockets). The type of service provided and which physical structures are involved will be the qualifying items to determine whether Medicare will cover all or part of those expenses. It is not related to the merits of dental care nor to the necessity of the procedures. While this may cause some confusion, it is clear that your every day dentist appointment for routine or preventive dental care is not covered by Medicare.

Some of the treatments that Medicare will cover include:

  • Some surgical procedures to reconstruct a ridge at the same time as removing a tumor.
  • Wiring the teeth if it is part of repairing a jaw fracture.
  • Tooth extractions that are done to prepare for radiation treatments involving the jaw.
  • Hospital stays may be covered if they are necessary for emergency dental procedures, even if the specific dental care is not covered.
  • Most dental treatments that are essential to a procedure that is covered, such as reconstructing the jaw after an injury.
  • Dental splints can be covered if they are part of treating a medical condition that is covered, such as dislocated jaw joints.
  • Under specific circumstances, examinations which precede major surgery such as heart valve replacement or kidney transplants. The exam, but not the treatment, is covered because the examination is expected to identify increased infection or risks prior to the complex surgery.
  • Inpatient hospital services if the severity of the dental treatment requires hospitalization. But it does not pay for the dental care itself.
  • Infections which follow tooth extractions may be covered.
  • Inpatient hospital care if you require observation because of a health threatening condition.

It does not matter whether a dental procedure is done at the dentist’s office or in the hospital. If a dental procedure is covered, Medicare covers the care regardless of where it is performed.

Some dental procedures are covered by private supplemental Medicare insurance. In these situations, you certainly need to confer with your insurance provider to clarify the coverage. Often the specific treatment, like tooth extraction, may be covered but the dentures or follow-up care will be excluded.

A brief answer will tell you that dental services may be covered if they are necessary to protect your overall health. But your dental health is not specifically covered by Medicare.

How to Get Free Dental Care

A few decades ago, there were insurance policies that cover almost a thousand dollars of dental fees. Today, this hasn’t changed a bit in spite of the fact that the dental care services cost double or even triple as it did before. The truth is that only a small number of people can afford for the care even if it covered by insurance. It is surprising that some have started opting for tooth extraction rather than paying for the dental work just because of this reason.

The search for free dentistry has been the quest of many. Finding affordable care for dental services within your area is an easy task. However, the problem lies when it comes to finding a dental specialist who offers free plans for you and your family. This may take a while but it could be done if you know the exact places to search for.

The first step in searching for free dental service is to ask people around you. Word of mouth is the quickest and easiest way to find good dental care centers that provide free service. Friends, colleagues and family members may happen to come across these kinds of services. It is best to inquire about the dental care units’ services, the process to avail it, appointment settings and even about their emergency services, if they provide any. Ask about the clinic’s environment and make sure that they offer a relaxing one. This is highly important especially while requesting treatment for your children.

Another great idea to search for a good dental care center is to check out for hospitals and government aided clinics that may use the services of a dentist. Dental schools are another great resource that offers free dental services [http://getfreedental.com/]. These kinds of institutions offer to do a free dental check up and cleaning.

The internet is a powerful resource that you can take advantage of. There are numerous websites that provide you with the list of free dental care centers that could be found in your area. The process is very simple and mostly involves entering your zip code only. There are dental insurance companies that provide free dental care facility. You may inquire about their details and offers from their official websites.